Short Term Unoccupied

premium75Short Term Unoccupied

NEW Product Launch –Short Term Unoccupied

Short Term Unoccupied is designed for properties left vacant for 30 consecutive days or more, offering flexible cover for 3, 6 or 9 months.

 

Standard Cover

  • Fire, Lightning, Aircraft, Explosion, Storm, Flood, Subsidence, Landslip, Heave
  • Property Owners Liability £2,000,000 or £5,000,000
  • Trace and Access up to £2,500
  • Accidental Damage to cables & underground services up to £2,500
  • Loss of Metered Water

Features & Benefits

  • Cover available for unoccupied properties pending sale and renovation
  • Up to 20% No Claims Discount
  • Unlimited number of flats

Ideal for Properties

  • Awaiting probate
  • Awaiting sale or owner occupation
  • Left vacant due to the owner being away for a short length of time

PERILS COVERED

 

 

 

 

 

 

 

 

 

 

  • FIRE, LIGHTNING, EXPLOSION or EARTHQUAKE.
  • AIRCRAFT and other aerial devices or articles dropped therefrom.
  • STORM,TEMPEST or FLOOD.
  • ESCAPE OF WATER from and FROST DAMAGE to fixed water tanks, apparatus or pipes.
  • ESCAPE OF OIL from a fixed domestic oil-fired heating installation and SMOKE DAMAGE resulting from a defect in ANY fixed domestic heating installation.
  • THEFT or attempted theft.
  • IMPACT by any vehicle or animal.
  • ANY PERSON taking part in a riot, violent disorder, strike, labour disturbance, civil commotion or by any person of malicious intent.
  • SUBSIDENCE, LANDSLIP or HEAVE of the Site upon which the Buildings stand.
  • FALLING of fixed radio and television aerials fixed satellite dishes, their fittings and masts.
  • FALLING TREES, TELEGRAPH POLES OR LAMP-POSTS.

Minimum Premium 

  • £75.00 (Ex. IPT & Fee)
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