Whatever kind of Catering Insurance you are looking for we can help. Fish & Chip Shop, Takeaway, Restaurant or Cafe.
Our Fish & Chip Shop, Takeaway, Restaurant insurance policies are modular so you can have as little or as much cover as you choose.
- Employers Liability? You have a statutory obligation to obtain this cover
- Public liability? Not compulsory but we include it as standard with all of our policies. Public liability claims are on the increase.
- Products liability? Generally only relevant if you sell pre-prepared food in a retail environment
- Loss of Income or business interruption cover as it is better known; even a small fire which results in smoke damage could put you out of business for months.
- Money? Provides cover while in your home, on the premises or in transit.
- Buildings insurance will be required by your lender if you own the building.
Additional covers that can be included within your policy include:
- Machinery and apparatus? Provides cover against any accidental damages that occur in a restaurant.
- Frozen food? Provides protection against loss of frozen food through defrosting because of changes in temperature.
- Loss of licence? Provides cover against loss of income related to the loss of your alcohol licence.