Youth Clubs
Structured youth activities
Scout & Guide Groups
Uniformed organisations
Charities
Registered charitable organisations
Social Clubs
Community interest groups
What's Covered
Insurance designed for community organisations, covering the specific risks of running group activities and events.
Employers' Liability
Up to £10M cover for claims from paid staff or volunteers injured while carrying out group activities.
Public & Products Liability
Up to £5M protection for claims from members, visitors, or the public arising from your group's activities.
Contents & Equipment
Protection for group equipment, furniture, sports gear, camping equipment, and electronic devices.
Hirers Liability
Cover for damage to hired venues such as community centres, church halls, and school premises.
Trustee Indemnity
Protection for committee members and trustees against personal liability for decisions made on behalf of the group.
Personal Accident
Cover for leaders, helpers, and volunteers who suffer accidental injury during group activities or events.
Money Cover
Protection for membership fees, fundraising proceeds, event income, and petty cash held by the group.
Legal Expenses
Up to £100K for legal costs including employment disputes, venue disagreements, and regulatory matters.
Fidelity Guarantee
Protection against financial loss caused by dishonesty of committee members, treasurers, or volunteers.
Specialist Community Organisation Brokers
Community groups are vital to local life but often run on tight budgets with volunteer committees. We arrange cover that meets your obligations to members and venues while keeping premiums affordable for your organisation.
- Affordable cover designed for volunteer-run and community-led organisations
- Protection for activities at multiple venues including outdoor events
- Cover for both paid staff and unpaid volunteers and helpers
- Trustee indemnity to protect committee members personally
- Competitive premiums reflecting the community nature of your group
- Dedicated support from brokers who understand third-sector organisations