Insurance for Every Property Type
Whether you own a single rental property or a diverse portfolio, we have access to specialist markets that understand your specific requirements.
Residential Let Properties
Buy-to-let houses, flats, HMOs, and student accommodation
- Buildings & Contents
- Landlord Liability
- Loss of Rent
- Legal Expenses
Mixed-Use Properties
Commercial ground floor with residential above
- Combined Cover
- Multiple Tenants
- Flexible Terms
- Bespoke Policies
Holiday Lets & Airbnb
Short-term rental properties and serviced accommodation
- Guest Liability
- Contents Cover
- Business Interruption
- Accidental Damage
Commercial Properties
Offices, warehouses, industrial units, and retail premises
- Full Reinstatement
- Terrorism Cover
- Engineering
- Plant & Machinery
Listed & Heritage Buildings
Grade I, II, and II* listed properties requiring specialist cover
- Agreed Value
- Heritage Restoration
- Conservation
- Specialist Contractors
Land & Estates
Agricultural land, estates, and rural properties
- Public Liability
- Outbuildings
- Fencing & Gates
- Environmental
Comprehensive Protection
We tailor each policy to your specific needs, ensuring you have the right level of cover without paying for unnecessary extras.
Buildings Insurance
Comprehensive cover for the structure, fixtures, and fittings against fire, flood, storm, subsidence, and other insured perils.
Contents Insurance
Protection for landlord-owned furniture, appliances, and equipment within the property.
Property Owners Liability
Cover for your legal liability to third parties for injury or property damage arising from your ownership.
Loss of Rent
Compensation for rental income lost if the property becomes uninhabitable following an insured event.
Legal Expenses
Cover for legal costs in disputes with tenants, planning authorities, or other parties.
Terrorism Cover
Optional cover for damage caused by acts of terrorism, often excluded from standard policies.
Specialist Property Insurance Brokers
With over 10 years of experience arranging property insurance, we understand the unique challenges faced by landlords and property investors. We work with you to find comprehensive cover that protects your investment.
- Access to specialist property insurers not available on comparison sites
- Tailored policies for complex portfolios and unusual property types
- Expert advice on risk management and coverage gaps
- Claims support throughout the process
- premiums suited to your risk profile through market-wide search
- Single policy options for multiple properties
10+ Years
Specialist Experience
Important Information
Please read the following before requesting a quote.
Focus Insurance Services Ltd is an insurance intermediary, not an insurer. We arrange insurance on your behalf with a panel of insurers. The specific terms, conditions, and exclusions of your policy will be detailed in your policy documentation.
When providing information for a quote, you must take reasonable care to answer all questions honestly and to the best of your knowledge. Failure to do so may affect your cover or the payment of claims.
For full details of our services, please see our Terms of Business and Regulatory Information.