Nurseries
Day nurseries & full-time settings
Preschools
Sessional & term-time settings
Montessori
Montessori & Steiner schools
Crèches
Workplace & event crèches
What's Covered
Our nursery insurance packages are designed to cover the specific risks your setting faces every day.
Employers' Liability
Cover up to £10M for claims from employees injured or made ill through work activities.
Public & Products Liability
Protection up to £5M against claims from parents, visitors, or third parties on your premises.
Treatment Liability
Cover for claims arising from first aid or medical treatment administered to children in your care.
Professional Indemnity
Up to £500K protection for claims arising from professional advice or educational services provided.
Contents & Equipment
Cover for furniture, toys, educational resources, IT equipment, and outdoor play apparatus.
Loss of Registration
Financial protection if your Ofsted registration is suspended or revoked, including temporary closures.
Business Interruption
Income protection if your nursery cannot operate due to an insured event such as fire or flood.
Legal Expenses
Up to £100K cover for legal costs including employment disputes, contract disagreements, and regulatory matters.
Cyber Insurance
Optional cover for data breaches, cyber attacks, and digital security incidents affecting your records.
Specialist Childcare Brokers
We understand the unique challenges nurseries and preschools face. From Ofsted compliance to safeguarding requirements, our team arranges cover that fits the realities of running a childcare setting in the UK.
- Specialist understanding of childcare sector insurance requirements
- Access to insurers who understand Ofsted-registered settings
- Cover for children's personal effects while in your care
- Loss of registration cover including temporary suspension
- Competitive premiums through specialist market access
- Dedicated support from brokers who understand your sector
Quick Quote Checklist
Have these details ready when you call for a faster quote:
- Ofsted registration number and rating
- Number of registered places and current occupancy
- Number of staff (full-time and part-time)
- Type of premises (owned, leased, or shared)
- Current insurance details and renewal date
- Claims history for the past 3 years