Breakfast Clubs
Before-school wraparound care
After-School Clubs
Supervised activities until collection
Holiday Clubs
Full-day care during school holidays
Wraparound Care
Combined before & after school
What's Covered
Insurance designed around the specific risks of running out of school care, from play-led activities to structured learning.
Employers' Liability
Up to £10M cover for claims from staff injured or made ill during the course of their work with you.
Public & Products Liability
Up to £5M protection for claims from parents, children, or visitors arising from your club activities.
Treatment Liability
Cover for claims arising from first aid or medical treatment given to children attending your club.
Professional Indemnity
Up to £500K cover for claims relating to the professional care and supervision you provide.
Contents & Equipment
Protection for sports equipment, arts supplies, games, furniture, and electronic devices used in sessions.
Business Interruption
Income protection if your club cannot operate due to an insured event affecting your premises.
Legal Expenses
Up to £100K for legal costs including employment disputes, contract issues, and regulatory proceedings.
Personal Accident
Cover for staff who suffer accidental injury during club activities, including sports and outdoor sessions.
Cyber Insurance
Optional protection for data breaches affecting children's records and parent contact information.
Specialist Wraparound Care Brokers
Out of school clubs face unique risks—from managing children across different age groups to operating on school premises you don't own. We arrange cover that addresses these specific challenges with competitive premiums.
- Specialist understanding of wraparound care and holiday club requirements
- Cover for activities both on school premises and external venues
- Protection for children with special educational needs up to age 16
- Flexible policies for term-time only or year-round operations
- Competitive premiums through specialist childcare market access
- Dedicated broker support from a team that understands your sector
Quick Quote Checklist
Have these details ready when you call for a faster quote:
- Type of club (breakfast, after-school, holiday)
- Maximum number of children per session
- Number of staff and volunteers
- Venue details (school premises, community hall, etc.)
- Activities offered (sports, arts, cooking, etc.)
- Current insurance details and renewal date