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Focus Insurance Services
Scaffolders
Comprehensive cover for scaffolding contractors and temporary structure specialists

Insurance for ScaffoldersInsurance

Focus Insurance provides specialist scaffolders insurance with cover for public liability, employers liability, plant and equipment, and working at height. Tailored for scaffolding contractors and temporary structure specialists.

Important: Focus Insurance Services is an insurance broker, not an insurer. We arrange cover on your behalf from a panel of insurers. Policy terms, conditions, and exclusions apply.

Understanding Your Risks

Every trade has unique exposures. Here are the key risks we help scaffolders protect against.

1

Falls from Height

Serious injury and fatality risks from working at height

2

Structural Collapse

Scaffolding failure and structural instability incidents

3

Dropped Objects

Injury and damage from falling tools and materials

4

Weather Damage

Wind damage, weather-related incidents, and environmental risks

5

Installation Errors

Incorrect installation and assembly-related accidents

6

Third-Party Damage

Property damage to client buildings and adjacent structures

Why Choose Specialist Trade Insurance?

Generic business insurance often leaves gaps in cover for trade-specific risks. Specialist policies are designed with your profession in mind.

  • Specialist working at height expertise and risk management
  • Cover for all scaffolding types and temporary structures
  • Compliance with HSE regulations and working at height standards
  • Emergency support and incident response 24/7
  • Tailored cover for specific scaffolding hazards and risks

Information for Your Quote

  • 1
    Types of scaffolding work (access, facade, temporary structures, etc.)
  • 2
    Average annual turnover and contract values
  • 3
    Number of employees and subcontractors
  • 4
    Details of main clients and typical project sizes
  • 5
    Safety procedures, certifications, and working at height qualifications
  • 6
    Claims history for the past 5 years

Frequently Asked Questions

What working at height cover is included?
Our policies include comprehensive cover for work at height, including falls, dropped objects, and structural failure. We also cover emergency rescue and medical costs.
Do I need PASMA certification?
While not legally required, PASMA certification is highly recommended and often required by clients. It demonstrates competence and can reduce insurance premiums.
Is weather damage covered?
Standard policies may have weather exclusions. We recommend adding weather damage cover for protection against wind, rain, and storm damage to scaffolding.
What happens if someone is injured on my scaffolding?
Our employers liability cover provides legal defence and compensation for employee injuries. Public liability covers third-party injuries. We also provide incident support and investigation assistance.

Ready to Protect Your Business?

Get in touch with our team for a no-obligation quote tailored to your trade.

Monday – Friday, 9:00am – 5:00pm

Focus Insurance Services

Focus Insurance Services is a UK commercial insurance broker specialising in Property Owners, Shops & Trades, Fleet, and Personal Lines insurance. Advice-led, not price-led.

01733 263311[email protected]
29 Ivatt Way, Peterborough,
Cambridgeshire, PE3 7PH
Mon–Fri 9:00–17:00

Data Protection

Your data is encrypted in transit using HTTPS with HSTS protection. We comply with GDPR and UK data protection regulations.

Security Standards

We implement industry-leading security headers including CSP, X-Frame-Options, and HSTS preload to protect against common web vulnerabilities.

FCA Regulated

Authorised and regulated by the Financial Conduct Authority (FRN 717691). We maintain strict compliance with financial services regulations.

Regulatory Information: Focus Insurance Services is a trading name of Captios Limited. Captios Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Firm Reference Number is 717691. You can check this on the FCA Register.

Captios Limited is registered in England and Wales under company number 09620500. Registered Office: 29 Ivatt Way, Peterborough, Cambridgeshire, PE3 7PH.

We are an insurance broker, not an insurer. We do not provide personal recommendations. All cover is subject to underwriting, terms, and conditions.

© 2026 Focus Insurance Services. All rights reserved.

FCA RegulatedEstablished 2015

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