Mixed Fleet Insurance
Flexible cover for businesses with diverse vehicle types. From company cars to delivery vans to specialist vehicles, we arrange single policies that accommodate your entire mixed fleet.
Important: Focus Insurance Services is an insurance broker, not an insurer. We arrange cover on your behalf and provide advice tailored to your needs. Policy terms, conditions, and exclusions apply. Please read all documentation carefully.
What Does Mixed Fleet Insurance Cover?
Mixed fleet insurance provides unified protection for fleets containing different vehicle types. Coverage typically includes:
Cars & Company Vehicles
Cover for saloons, estates, SUVs, and executive vehicles used for business purposes.
Light Commercial Vehicles
Protection for vans, pickups, and panel vans up to 3.5 tonnes.
Heavy Goods Vehicles
Cover for trucks, lorries, and HGVs within the same policy where appropriate.
Specialist Vehicles
Options for tippers, refrigerated vehicles, plant, and other specialist equipment.
Flexible Cover Levels
Different cover levels for different vehicles – comprehensive for new vehicles, TPFT for older ones.
Goods in Transit
Protection for tools, equipment, and stock carried across your fleet.
Any Driver Options
Flexibility for staff to drive any vehicle in the fleet as needed.
Breakdown Cover
Recovery and repair services across all vehicle types in your fleet.
Hired-In Vehicles
Option to extend cover to vehicles hired on a short-term basis.
Why Choose Focus Insurance?
As an independent broker, we work for you – not the insurers. Our expertise ensures you get the right cover at the right price.
One Policy Solution
All vehicle types under one policy – simplified administration and single renewal.
Tailored Cover Levels
Match cover to vehicle value and use – no need to over-insure older vehicles.
Easy Fleet Changes
Add cars, vans, or trucks throughout the year with straightforward adjustments.
Cost Efficiency
Often more practical than multiple separate policies for different vehicle types.
Is This Cover Right for You?
This insurance is designed for property owners and investors who need comprehensive protection. It may be suitable if you:
- Operate a mix of cars, vans, and commercial vehicles
- Have company cars alongside delivery or service vehicles
- Need flexibility to add different vehicle types
- Want simplified administration for diverse fleets
- Require different cover levels for different vehicles
- Have staff who drive multiple vehicle types
What We'll Need for Your Quote
- 1Complete vehicle schedule (all types)
- 2Registration, make, model, and value for each
- 3Usage type for each vehicle
- 4Driver details or any driver requirements
- 5Goods in transit requirements
- 6Where vehicles are kept overnight
- 7Business description and nature of use
- 8Claims history for the past 5 years
Frequently Asked Questions
Can I really have cars and HGVs on the same policy?
Can I have different cover levels for different vehicles?
What about pool vehicles that multiple people drive?
How do you handle vehicles with different uses?
What if I need to add a specialist vehicle mid-term?
Ready to Discuss Your Insurance Needs?
Our experienced team is here to help. Get in touch for a no-obligation conversation about your requirements.
Monday – Friday, 9:00am – 5:00pm