In the unfortunate event of a claim on your home insurance are you confident that you are adequately covered?
As an independent broker, we support every quotation with a Key Facts Document giving all major conditions of the cover offered together with a Demands and Needs Statement which lists all the main areas of cover you have identified as being of importance to you.
When you took out your policy, were you asked about:
- The level of excess you were prepared to accept?
- The type of cover required i.e. all risks, Accidental Damage or Standard Perils?
- If you wanted cover on possessions away from home?
- If you had any high value items that need specifying?