Insurance for LocksmithsInsurance
Focus Insurance provides specialist locksmiths insurance with cover for public liability, employers liability, plant and equipment, and more. Tailored for locksmiths, security specialists, and access control contractors.
Important: Focus Insurance Services is an insurance broker, not an insurer. We arrange cover on your behalf from a panel of insurers. Policy terms, conditions, and exclusions apply.
Insurance Solutions for Locksmiths
We arrange a range of insurance products tailored to the specific needs of your trade.
Public Liability
Protection against third-party injury and property damage from locksmith services
Learn moreEmployers Liability
Mandatory cover for employee injury and illness claims
Learn morePlant & Equipment
Cover for access control systems, security equipment, and machinery
Learn moreTools & Equipment
Protection for specialist locksmith tools and equipment
Learn moreContract Works
Cover for materials and work in progress on client sites
Learn moreProfessional Indemnity
Protection against claims of professional negligence in security work
Learn moreUnderstanding Your Risks
Every trade has unique exposures. Here are the key risks we help locksmiths protect against.
Accidental Damage
Damage to locks, doors, and property during installation or repair
Security Breach
Claims arising from inadequate security or system failure
Data Protection
Liability for loss of access codes or security system data
Third-Party Injury
Injury to clients or third parties during locksmith work
Equipment Failure
Malfunction of access control systems and security equipment
Professional Negligence
Claims for poor workmanship or inadequate security measures
Why Choose Specialist Trade Insurance?
Generic business insurance often leaves gaps in cover for trade-specific risks. Specialist policies are designed with your profession in mind.
- Specialist locksmith and security expertise
- Cover for all locksmith services (residential, commercial, emergency)
- Protection for access control systems and security equipment
- Flexible cover for emergency callouts and 24/7 services
- Emergency support and incident response available
Information for Your Quote
- 1Types of locksmith services (residential, commercial, emergency, etc.)
- 2Average annual turnover and contract values
- 3Number of employees and subcontractors
- 4Details of main clients and typical service areas
- 5Security procedures and data protection measures
- 6Claims history for the past 5 years
Frequently Asked Questions
What accidental damage cover is included?
Is emergency callout work covered?
Do I need data protection insurance?
What happens if a security system fails?
Insurance for Other Trades
Ready to Protect Your Business?
Get in touch with our team for a no-obligation quote tailored to your trade.
Monday – Friday, 9:00am – 5:00pm